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FAQ

Q: Who will I meet with to sign my sale documents?

A: The lawyer, Kathleen S. Davis (“Kathleen”)

Q: When do I meet with Kathleen to sign my sale documents?

A: Typically you will meet Kathleen approximately 10 days before the possession date.

Q: Who needs to attend the lawyer appointment?

A: Every registered owner on title.

Q: Can I sign my sale documents by fax or email?

A: No. All documents must be originals.

Q: If I am the sole registered owner and am legally married does my spouse need to attend the lawyer appointment?

It depends…

A: Yes, if either you or your spouse have ever lived at the property during your marriage.

A: No, if neither you nor your spouse have ever lived on the property during your marriage or separation.

Q: I own my property myself and my spouse is not on title. Does my spouse have to sign the sale documents?

It depends…

A: Yes, if you are legally married AND you or you and your spouse have resided at the property during your marriage.

A: No, if you or your spouse have not resided in the property during your marriage. Contact our office to discuss your specific dower issues.

Q: If I am separated but still legally married to my spouse (i.e., I do not have a Divorce Certificate) then does my spouse attend the lawyer appointment?

A: Yes, unless your spouse has signed a registrable Dower Release OR neither you nor your spouse have ever resided at the property at any time during your marriage or separation.

Q: How long will my appointment take?

A: Sale transactions take approximately 30 minutes.

Q: When will my sale proceeds be available to me?

A: If the sale closes on time then your net sale proceeds are delivered to your bank the same afternoon for deposit, or are available after 2:00pm for personal pick up at our office.

A: If your sale does not close on time, then the buyer pays you a daily penalty until the transaction closes and then your net sale proceeds are available (see answer above).

Q: Who pays my mortgage?

A: We will order a Mortgage Discharge Statement from your lender prior to closing and pay the amount owing to your lender effective for the possession date.

Q: What is a Mortgage Discharge Statement?

A: The Mortgage Discharge Statement provides the mortgage balance, accrued interest and any penalty you owe to the lender.